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On This Page
Understanding the Two Modes
Checking Your Current Mode
Using Test Mode
Using Live Mode
Quick Reference

Test & Live Modes

Understanding and switching between Test and Live modes for credit card processing.

Auctria offers two modes for credit card processing to help you test your setup before processing real payments.

Understanding the Two Modes

Test Mode

  • Use fake credit card numbers to practice
  • No real money is charged
  • Perfect for training staff or testing your event setup

Live Mode

  • Process real credit card transactions
  • Actual charges are made to participant cards
  • Use for your actual event

Running Multiple Events

You can have one event in Test mode for practice while another event runs in Live mode. This works if your Auctria license supports multiple events, or you can use separate organizations with Explorer licenses.

Learn more: Auctria Licenses

Checking Your Current Mode

Find your current processing mode under Credit Cards (left sidebar, Set Up) in the Credit Card Settings section:

img

Important: Refunds Must Match Original Mode

Refunds must be issued in the same mode as the original charge:

  • Test charges can only be refunded when the event is in Test mode
  • Live charges can only be refunded when the event is in Live mode

Using Test Mode

When your event is in Test mode, you'll see a notification on credit card screens with a sample test card number you can use:

img

Benefits of Test mode:

  • Practice processing payments without risk
  • Train staff on checkout procedures
  • Test your event setup end-to-end
  • Delete test charges directly without processing refunds

Double-Check Your Event

Before switching to Test mode, make sure you've selected the correct event—you don't want to accidentally change your live event's settings!

Stripe Test Mode Only Connection

If you connected Stripe in "Test Mode Only," you'll see a banner on your Stripe Details page:

img

This means:

  • You cannot process Live transactions, even if you change the setting in Auctria
  • Your Stripe account may not be fully activated
  • You'll need to reconnect Stripe to enable Live processing

To fix this:

  1. Go to Credit Cards (left sidebar, Set Up)
  2. Click Stripe.com connection (on the left, Connections)
  3. Click Unlink Your Account

img

  1. Follow the Stripe connection guide to reconnect

Important

Do NOT select "Test mode only" during reconnection.

Using Live Mode

When you're ready to process real payments, switch to Live mode.

Switching from Test to Live

For Stripe accounts (NOT in Test Mode Only):

  1. Go to Financials Credit Cards
  2. Find the Credit Card Settings section
  3. Change Credit card processing mode to Live

img

For Stripe accounts connected in Test Mode Only:

You must disconnect and reconnect your Stripe account as described in the section above. Simply changing the setting won't work.

Before Going Live

Make sure your Stripe account is fully activated and verified on the Stripe website before attempting to process live transactions.

Learn more: How to Change Stripe to Test Mode

Quick Reference

Need to...Do this...
Practice without real chargesUse Test mode
Process real paymentsUse Live mode
Refund a test chargeSwitch to Test mode first
Refund a live chargeSwitch to Live mode first
Enable Live mode for first timeDisconnect and reconnect Stripe (not in Test Mode Only)

See also:

  • How To Change Stripe Test Mode Only
  • Credit Card Settings
  • Introduction To Credit Cards
  • Stripe

Last reviewed: January 2026
guide.auctria.com/redirect?id=CreditCardMode
CreditCardMode
/credit_cards/credit_card_mode/
credit_cards
credit_card_mode
Test & Live Modes
Understanding and switching between Test and Live modes for credit card processing.
Credit Card Reports
Participant Fee Coverage